Call reports 2005
FIRST NATIONAL BANK OF JACKSON, THE — 2005
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 95,819,000 | 94,236,000 | 93,838,000 | 92,891,000 |
| Total loans | 30,521,000 | 31,444,000 | 31,611,000 | 30,434,000 |
| Allowance for loan losses | 386,000 | 389,000 | 384,000 | 305,000 |
| Securities available for sale | 54,291,000 | 56,240,000 | 53,386,000 | 51,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,006,000 | 80,893,000 | 80,527,000 | 80,083,000 |
| Interest-bearing deposits | 72,544,000 | 70,589,000 | 70,115,000 | 70,049,000 |
| Noninterest-bearing deposits | 10,462,000 | 10,304,000 | 10,412,000 | 10,034,000 |
| Equity capital | 12,319,000 | 12,817,000 | 12,705,000 | 12,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,461,000 | 3,714,000 | 4,879,000 |
| Interest expense | 504,000 | 999,000 | 1,511,000 | 2,057,000 |
| Net interest income | 704,000 | 1,462,000 | 2,203,000 | 2,822,000 |
| Noninterest income | 69,000 | 138,000 | 209,000 | 284,000 |
| Noninterest expense | 689,000 | 1,388,000 | 2,120,000 | 2,888,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 88,000 | 170,000 | 138,000 | 25,000 |
| Income tax | 12,000 | 24,000 | 44,000 | 8,000 |
| Net income | 76,000 | 146,000 | 94,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,167,000 | 13,223,000 | 13,171,000 | 13,080,000 |
| Total capital | 13,553,000 | 13,612,000 | 13,555,000 | 13,385,000 |
| Risk-weighted assets | 43,394,000 | 43,332,000 | 43,816,000 | 42,841,000 |