Call reports 2004
FIRST NATIONAL BANK OF JACKSON, THE — 2004
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 104,970,000 | 99,828,000 | 97,859,000 | 98,944,000 |
| Total loans | 30,353,000 | 29,246,000 | 28,688,000 | 28,714,000 |
| Allowance for loan losses | 398,000 | 391,000 | 392,000 | 387,000 |
| Securities available for sale | 59,579,000 | 56,234,000 | 57,268,000 | 54,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,967,000 | 87,087,000 | 84,279,000 | 85,586,000 |
| Interest-bearing deposits | 81,601,000 | 77,680,000 | 74,587,000 | 74,733,000 |
| Noninterest-bearing deposits | 9,366,000 | 9,407,000 | 9,692,000 | 10,853,000 |
| Equity capital | 13,459,000 | 12,242,000 | 13,028,000 | 12,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,536,000 | 3,753,000 | 4,994,000 |
| Interest expense | 534,000 | 1,049,000 | 1,548,000 | 2,053,000 |
| Net interest income | 743,000 | 1,487,000 | 2,205,000 | 2,941,000 |
| Noninterest income | 61,000 | 129,000 | 198,000 | 275,000 |
| Noninterest expense | 726,000 | 1,415,000 | 2,095,000 | 2,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | -135,000 | -26,000 | 6,000 |
| Income tax | 13,000 | 0 | 36,000 | 48,000 |
| Net income | 50,000 | -135,000 | -62,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,211,000 | 13,012,000 | 13,085,000 | 13,091,000 |
| Total capital | 13,609,000 | 13,403,000 | 13,477,000 | 13,478,000 |
| Risk-weighted assets | 44,544,000 | 43,874,000 | 43,918,000 | 42,987,000 |