Call reports 2003
FIRST NATIONAL BANK OF JACKSON, THE — 2003
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 109,508,000 | 103,690,000 | 103,823,000 | 105,973,000 |
| Total loans | 35,996,000 | 33,368,000 | 35,235,000 | 32,190,000 |
| Allowance for loan losses | 412,000 | 408,000 | 404,000 | 400,000 |
| Securities available for sale | 55,273,000 | 56,520,000 | 58,249,000 | 60,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,968,000 | 88,965,000 | 90,166,000 | 91,944,000 |
| Interest-bearing deposits | 86,184,000 | 79,447,000 | 80,100,000 | 82,748,000 |
| Noninterest-bearing deposits | 9,784,000 | 9,518,000 | 10,066,000 | 9,196,000 |
| Equity capital | 12,879,000 | 13,765,000 | 12,942,000 | 13,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 2,904,000 | 4,238,000 | 5,579,000 |
| Interest expense | 623,000 | 1,179,000 | 1,731,000 | 2,278,000 |
| Net interest income | 884,000 | 1,725,000 | 2,507,000 | 3,301,000 |
| Noninterest income | 77,000 | 153,000 | 238,000 | 333,000 |
| Noninterest expense | 660,000 | 1,359,000 | 2,075,000 | 2,876,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 58,000 |
| Pretax income | 333,000 | 754,000 | 903,000 | 959,000 |
| Income tax | 44,000 | 143,000 | 180,000 | 186,000 |
| Net income | 289,000 | 611,000 | 723,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,705,000 | 13,013,000 | 13,125,000 | 13,161,000 |
| Total capital | 13,117,000 | 13,421,000 | 13,529,000 | 13,561,000 |
| Risk-weighted assets | 57,631,000 | 50,217,000 | 50,510,000 | 47,186,000 |