Call reports 2002
FIRST NATIONAL BANK OF JACKSON, THE — 2002
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 95,753,000 | 97,282,000 | 99,193,000 | 103,044,000 |
| Total loans | 43,261,000 | 42,681,000 | 42,229,000 | 40,697,000 |
| Allowance for loan losses | 412,000 | 409,000 | 414,000 | 412,000 |
| Securities available for sale | 36,167,000 | 45,530,000 | 47,497,000 | 47,241,000 |
| Securities held to maturity | 7,710,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,959,000 | 84,801,000 | 85,901,000 | 90,045,000 |
| Interest-bearing deposits | 74,546,000 | 73,661,000 | 76,000,000 | 80,010,000 |
| Noninterest-bearing deposits | 9,413,000 | 11,140,000 | 9,901,000 | 10,035,000 |
| Equity capital | 11,000,000 | 11,830,000 | 12,480,000 | 12,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,216,000 | 4,805,000 | 6,366,000 |
| Interest expense | 706,000 | 1,392,000 | 2,061,000 | 2,727,000 |
| Net interest income | 892,000 | 1,824,000 | 2,744,000 | 3,639,000 |
| Noninterest income | 74,000 | 146,000 | 227,000 | 297,000 |
| Noninterest expense | 740,000 | 1,442,000 | 2,158,000 | 2,982,000 |
| Provision for loan losses | 0 | 48,000 | 48,000 | 83,000 |
| Pretax income | 235,000 | 510,000 | 808,000 | 924,000 |
| Income tax | 50,000 | 93,000 | 137,000 | 199,000 |
| Net income | 185,000 | 417,000 | 671,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,905,000 | 12,122,000 | 12,376,000 | 12,416,000 |
| Total capital | 12,317,000 | 12,531,000 | 12,790,000 | 12,828,000 |
| Risk-weighted assets | 60,588,000 | 59,615,000 | 60,405,000 | 60,808,000 |