Call reports 2025
UNITED PRAIRIE BANK — 2025
What UNITED PRAIRIE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 925,066,000 | 923,683,000 | 931,437,000 | 954,172,000 |
| Total loans | 758,893,000 | 775,932,000 | 765,947,000 | 793,659,000 |
| Allowance for loan losses | 7,693,000 | 8,090,000 | 7,079,000 | 6,965,000 |
| Securities available for sale | 92,613,000 | 94,028,000 | 97,953,000 | 97,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,429,000 | 784,232,000 | 793,029,000 | 815,202,000 |
| Interest-bearing deposits | 727,601,000 | 722,489,000 | 735,878,000 | 753,290,000 |
| Noninterest-bearing deposits | 67,828,000 | 61,743,000 | 57,151,000 | 61,912,000 |
| Equity capital | 84,796,000 | 87,391,000 | 91,038,000 | 94,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,186,000 | 24,800,000 | 37,845,000 | 51,659,000 |
| Interest expense | 4,878,000 | 9,655,000 | 14,614,000 | 19,354,000 |
| Net interest income | 7,308,000 | 15,145,000 | 23,231,000 | 32,305,000 |
| Noninterest income | 888,000 | 1,999,000 | 2,956,000 | 3,872,000 |
| Noninterest expense | 6,044,000 | 11,706,000 | 17,909,000 | 23,851,000 |
| Provision for loan losses | 225,000 | 604,000 | 979,000 | 1,343,000 |
| Pretax income | 1,924,000 | 4,559,000 | 6,464,000 | 10,138,000 |
| Income tax | 143,000 | 303,000 | 437,000 | 497,000 |
| Net income | 1,781,000 | 4,256,000 | 6,027,000 | 9,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,179,000 | 85,180,000 | 86,510,000 | 89,910,000 |
| Total capital | 91,388,000 | 93,732,000 | 94,051,000 | 97,348,000 |
| Risk-weighted assets | 825,732,000 | 835,426,000 | 835,683,000 | 871,825,000 |