Call reports 2016
UNITED PRAIRIE BANK — 2016
What UNITED PRAIRIE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 549,218,000 | 548,883,000 | 552,108,000 | 560,540,000 |
| Total loans | 421,305,000 | 421,702,000 | 424,806,000 | 417,626,000 |
| Allowance for loan losses | 4,360,000 | 4,497,000 | 4,591,000 | 4,207,000 |
| Securities available for sale | 73,659,000 | 76,003,000 | 76,707,000 | 79,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,684,000 | 452,669,000 | 456,374,000 | 468,806,000 |
| Interest-bearing deposits | 369,612,000 | 378,180,000 | 384,912,000 | 405,057,000 |
| Noninterest-bearing deposits | 84,072,000 | 74,489,000 | 71,462,000 | 63,749,000 |
| Equity capital | 61,970,000 | 63,434,000 | 64,340,000 | 62,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,801,000 | 11,585,000 | 17,359,000 | 23,059,000 |
| Interest expense | 333,000 | 671,000 | 1,024,000 | 1,385,000 |
| Net interest income | 5,468,000 | 10,914,000 | 16,335,000 | 21,674,000 |
| Noninterest income | 793,000 | 1,630,000 | 2,484,000 | 3,423,000 |
| Noninterest expense | 4,829,000 | 9,331,000 | 14,210,000 | 19,091,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,276,000 | 2,923,000 | 4,170,000 | 5,417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,276,000 | 2,923,000 | 4,170,000 | 5,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,995,000 | 53,155,000 | 53,928,000 | 55,038,000 |
| Total capital | 56,355,000 | 57,652,000 | 58,519,000 | 59,245,000 |
| Risk-weighted assets | 458,717,000 | 456,871,000 | 456,861,000 | 453,616,000 |