Call reports 2008
UNITED PRAIRIE BANK — 2008
What UNITED PRAIRIE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 508,143,000 | 505,261,000 | 501,431,000 | 533,866,000 |
| Total loans | 378,587,000 | 382,878,000 | 381,700,000 | 393,291,000 |
| Allowance for loan losses | 4,747,000 | 4,829,000 | 4,958,000 | 4,893,000 |
| Securities available for sale | 75,128,000 | 71,664,000 | 70,031,000 | 83,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,310,000 | 428,020,000 | 422,072,000 | 444,148,000 |
| Interest-bearing deposits | 400,673,000 | 393,392,000 | 388,788,000 | 396,653,000 |
| Noninterest-bearing deposits | 36,638,000 | 34,628,000 | 33,284,000 | 47,495,000 |
| Equity capital | 50,646,000 | 50,430,000 | 51,462,000 | 53,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,005,000 | 15,654,000 | 23,211,000 | 30,596,000 |
| Interest expense | 3,116,000 | 5,780,000 | 8,297,000 | 10,731,000 |
| Net interest income | 4,889,000 | 9,874,000 | 14,914,000 | 19,865,000 |
| Noninterest income | 979,000 | 2,006,000 | 3,008,000 | 4,272,000 |
| Noninterest expense | 3,946,000 | 8,249,000 | 12,537,000 | 17,981,000 |
| Provision for loan losses | 164,000 | 310,000 | 455,000 | 601,000 |
| Pretax income | 1,758,000 | 3,322,000 | 4,930,000 | 5,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,758,000 | 3,322,000 | 4,930,000 | 5,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,178,000 | 40,188,000 | 41,238,000 | 42,683,000 |
| Total capital | 43,721,000 | 44,813,000 | 45,992,000 | 47,513,000 |
| Risk-weighted assets | 417,538,000 | 423,315,000 | 425,634,000 | 440,817,000 |