Call reports 2007
UNITED PRAIRIE BANK — 2007
What UNITED PRAIRIE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 491,222,000 | 501,685,000 | 504,275,000 | 520,176,000 |
| Total loans | 359,287,000 | 365,958,000 | 368,389,000 | 384,842,000 |
| Allowance for loan losses | 4,263,000 | 4,484,000 | 4,445,000 | 4,604,000 |
| Securities available for sale | 92,968,000 | 91,729,000 | 91,451,000 | 85,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,658,000 | 438,726,000 | 433,142,000 | 436,411,000 |
| Interest-bearing deposits | 398,097,000 | 404,089,000 | 400,412,000 | 397,551,000 |
| Noninterest-bearing deposits | 28,561,000 | 34,637,000 | 32,730,000 | 38,860,000 |
| Equity capital | 48,962,000 | 49,248,000 | 51,316,000 | 53,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,192,000 | 16,690,000 | 25,265,000 | 33,750,000 |
| Interest expense | 3,507,000 | 7,200,000 | 10,917,000 | 14,492,000 |
| Net interest income | 4,685,000 | 9,490,000 | 14,348,000 | 19,258,000 |
| Noninterest income | 890,000 | 1,956,000 | 2,942,000 | 4,066,000 |
| Noninterest expense | 3,897,000 | 7,994,000 | 12,057,000 | 16,502,000 |
| Provision for loan losses | 131,000 | 261,000 | 398,000 | 598,000 |
| Pretax income | 1,547,000 | 3,191,000 | 4,835,000 | 6,224,000 |
| Income tax | 0 | -95,000 | -95,000 | -95,000 |
| Net income | 1,547,000 | 3,286,000 | 4,930,000 | 6,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,816,000 | 39,879,000 | 40,883,000 | 42,168,000 |
| Total capital | 42,875,000 | 44,159,000 | 45,124,000 | 46,568,000 |
| Risk-weighted assets | 389,706,000 | 399,317,000 | 406,552,000 | 422,880,000 |