Call reports 2005
UNITED PRAIRIE BANK — 2005
What UNITED PRAIRIE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 128,407,000 | 130,394,000 | 132,287,000 | 137,858,000 |
| Total loans | 81,246,000 | 85,836,000 | 89,864,000 | 85,793,000 |
| Allowance for loan losses | 1,278,000 | 1,295,000 | 1,286,000 | 1,297,000 |
| Securities available for sale | 27,949,000 | 29,269,000 | 27,472,000 | 28,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,766,000 | 110,729,000 | 113,418,000 | 121,817,000 |
| Interest-bearing deposits | 97,767,000 | 100,085,000 | 98,272,000 | 104,591,000 |
| Noninterest-bearing deposits | 13,999,000 | 10,643,000 | 15,146,000 | 17,226,000 |
| Equity capital | 11,000,000 | 11,720,000 | 11,831,000 | 11,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,604,000 | 5,570,000 | 7,602,000 |
| Interest expense | 401,000 | 860,000 | 1,385,000 | 1,935,000 |
| Net interest income | 1,375,000 | 2,744,000 | 4,185,000 | 5,667,000 |
| Noninterest income | 191,000 | 383,000 | 553,000 | 722,000 |
| Noninterest expense | 1,060,000 | 2,135,000 | 3,395,000 | 4,709,000 |
| Provision for loan losses | 27,000 | 40,000 | 50,000 | 60,000 |
| Pretax income | 479,000 | 952,000 | 1,293,000 | 1,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 952,000 | 1,293,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,837,000 | 10,147,000 | 10,488,000 | 10,750,000 |
| Total capital | 10,945,000 | 11,293,000 | 11,689,000 | 11,933,000 |
| Risk-weighted assets | 88,491,000 | 91,522,000 | 95,959,000 | 94,497,000 |