Call reports 2004
UNITED PRAIRIE BANK — 2004
What UNITED PRAIRIE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 124,706,000 | 126,467,000 | 129,418,000 | 128,002,000 |
| Total loans | 78,314,000 | 81,373,000 | 84,577,000 | 83,407,000 |
| Allowance for loan losses | 1,385,000 | 1,398,000 | 1,400,000 | 1,240,000 |
| Securities available for sale | 24,154,000 | 26,267,000 | 25,364,000 | 25,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,980,000 | 107,275,000 | 109,221,000 | 111,591,000 |
| Interest-bearing deposits | 98,590,000 | 98,307,000 | 98,974,000 | 100,109,000 |
| Noninterest-bearing deposits | 11,390,000 | 8,968,000 | 10,247,000 | 11,482,000 |
| Equity capital | 11,505,000 | 10,922,000 | 11,591,000 | 11,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,640,000 | 3,368,000 | 5,132,000 | 6,814,000 |
| Interest expense | 403,000 | 792,000 | 1,199,000 | 1,603,000 |
| Net interest income | 1,237,000 | 2,576,000 | 3,933,000 | 5,211,000 |
| Noninterest income | 142,000 | 335,000 | 499,000 | 698,000 |
| Noninterest expense | 1,083,000 | 2,104,000 | 3,155,000 | 4,490,000 |
| Provision for loan losses | 24,000 | 32,000 | 32,000 | 41,000 |
| Pretax income | 272,000 | 775,000 | 1,245,000 | 1,378,000 |
| Income tax | 131,000 | 149,000 | 164,000 | 179,000 |
| Net income | 141,000 | 626,000 | 1,081,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,331,000 | 9,638,000 | 9,932,000 | 10,024,000 |
| Total capital | 10,361,000 | 10,712,000 | 11,065,000 | 11,146,000 |
| Risk-weighted assets | 82,050,000 | 85,629,000 | 90,385,000 | 89,625,000 |