Call reports 2003
UNITED PRAIRIE BANK — 2003
What UNITED PRAIRIE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,161,000 | 119,917,000 | 125,093,000 | 126,794,000 |
| Total loans | 82,217,000 | 84,104,000 | 85,188,000 | 84,622,000 |
| Allowance for loan losses | 1,827,000 | 1,647,000 | 1,394,000 | 1,419,000 |
| Securities available for sale | 19,297,000 | 15,243,000 | 17,656,000 | 20,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,305,000 | 106,450,000 | 110,470,000 | 111,446,000 |
| Interest-bearing deposits | 100,362,000 | 98,172,000 | 100,488,000 | 98,839,000 |
| Noninterest-bearing deposits | 9,943,000 | 8,278,000 | 9,982,000 | 12,607,000 |
| Equity capital | 11,130,000 | 11,439,000 | 11,473,000 | 11,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,694,000 | 5,502,000 | 7,216,000 |
| Interest expense | 527,000 | 1,023,000 | 1,479,000 | 1,917,000 |
| Net interest income | 1,345,000 | 2,671,000 | 4,023,000 | 5,299,000 |
| Noninterest income | 153,000 | 324,000 | 501,000 | 747,000 |
| Noninterest expense | 1,074,000 | 2,101,000 | 3,153,000 | 4,420,000 |
| Provision for loan losses | 100,000 | 160,000 | 216,000 | 245,000 |
| Pretax income | 324,000 | 734,000 | 1,156,000 | 1,382,000 |
| Income tax | 117,000 | 253,000 | 393,000 | 435,000 |
| Net income | 207,000 | 481,000 | 763,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,327,000 | 9,604,000 | 9,886,000 | 10,070,000 |
| Total capital | 10,465,000 | 10,740,000 | 11,000,000 | 11,177,000 |
| Risk-weighted assets | 90,317,000 | 90,373,000 | 88,880,000 | 88,247,000 |