Call reports 2010
FIRST NATIONAL BANK OF OLNEY — 2010
What FIRST NATIONAL BANK OF OLNEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 52,465,000 | 53,981,000 | 52,815,000 |
| Total loans | 49,583,000 | 46,125,000 | 47,428,000 |
| Allowance for loan losses | 467,000 | 467,000 | 467,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 46,513,000 | 48,407,000 | 46,985,000 |
| Interest-bearing deposits | 30,436,000 | 29,884,000 | 32,253,000 |
| Noninterest-bearing deposits | 16,077,000 | 18,523,000 | 14,732,000 |
| Equity capital | 5,905,000 | 5,520,000 | 5,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 714,000 | 1,368,000 | 1,994,000 |
| Interest expense | 65,000 | 129,000 | 194,000 |
| Net interest income | 649,000 | 1,239,000 | 1,800,000 |
| Noninterest income | 71,000 | 148,000 | 235,000 |
| Noninterest expense | 303,000 | 605,000 | 914,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 417,000 | 782,000 | 1,121,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 417,000 | 782,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 5,905,000 | 5,520,000 | 5,759,000 |
| Total capital | 6,372,000 | 5,987,000 | 6,226,000 |
| Risk-weighted assets | 48,220,000 | 44,294,000 | 45,082,000 |