Call reports 2007
FIRST NATIONAL BANK OF OLNEY — 2007
What FIRST NATIONAL BANK OF OLNEY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,138,000 | 56,364,000 | 60,638,000 | 57,076,000 |
| Total loans | 52,758,000 | 54,078,000 | 49,267,000 | 50,325,000 |
| Allowance for loan losses | 258,000 | 258,000 | 258,000 | 258,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,000 | 16,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,665,000 | 50,945,000 | 55,461,000 | 51,786,000 |
| Interest-bearing deposits | 35,374,000 | 39,657,000 | 37,593,000 | 40,848,000 |
| Noninterest-bearing deposits | 14,291,000 | 11,288,000 | 17,868,000 | 10,938,000 |
| Equity capital | 4,971,000 | 5,285,000 | 5,016,000 | 5,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,146,000 | 3,171,000 | 4,141,000 |
| Interest expense | 394,000 | 762,000 | 1,156,000 | 1,511,000 |
| Net interest income | 694,000 | 1,384,000 | 2,015,000 | 2,630,000 |
| Noninterest income | 61,000 | 127,000 | 205,000 | 289,000 |
| Noninterest expense | 230,000 | 488,000 | 736,000 | 957,000 |
| Provision for loan losses | 1,000 | 1,000 | 6,000 | 6,000 |
| Pretax income | 524,000 | 1,022,000 | 1,478,000 | 1,956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 1,022,000 | 1,478,000 | 1,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,971,000 | 5,285,000 | 5,016,000 | 5,194,000 |
| Total capital | 5,229,000 | 5,543,000 | 5,274,000 | 5,452,000 |
| Risk-weighted assets | 51,639,000 | 51,892,000 | 48,736,000 | 48,678,000 |