Call reports 2002
FIRST NATIONAL BANK OF OLNEY — 2002
What FIRST NATIONAL BANK OF OLNEY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,848,000 | 40,766,000 | 42,171,000 | 42,677,000 |
| Total loans | 34,797,000 | 31,009,000 | 34,521,000 | 38,094,000 |
| Allowance for loan losses | 301,000 | 301,000 | 301,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,000 | 16,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,389,000 | 36,764,000 | 37,971,000 | 38,345,000 |
| Interest-bearing deposits | 26,707,000 | 29,028,000 | 29,007,000 | 30,628,000 |
| Noninterest-bearing deposits | 6,682,000 | 7,736,000 | 8,964,000 | 7,717,000 |
| Equity capital | 4,398,000 | 3,932,000 | 4,111,000 | 4,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,292,000 | 1,873,000 | 2,505,000 |
| Interest expense | 167,000 | 305,000 | 438,000 | 575,000 |
| Net interest income | 512,000 | 987,000 | 1,435,000 | 1,930,000 |
| Noninterest income | 48,000 | 93,000 | 147,000 | 196,000 |
| Noninterest expense | 217,000 | 456,000 | 697,000 | 930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 624,000 | 909,000 | 1,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 624,000 | 909,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 3,932,000 | 4,111,000 | 4,267,000 |
| Total capital | 4,699,000 | 4,233,000 | 4,412,000 | 4,567,000 |
| Risk-weighted assets | 32,789,000 | 31,635,000 | 34,641,000 | 38,535,000 |