Call reports 2001
FIRST NATIONAL BANK OF OLNEY — 2001
What FIRST NATIONAL BANK OF OLNEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,445,000 | 41,549,000 | 41,573,000 | 40,554,000 |
| Total loans | 32,163,000 | 32,019,000 | 38,121,000 | 37,793,000 |
| Allowance for loan losses | 302,000 | 302,000 | 302,000 | 301,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,000 | 16,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,357,000 | 37,259,000 | 37,299,000 | 36,408,000 |
| Interest-bearing deposits | 28,558,000 | 30,440,000 | 29,894,000 | 29,966,000 |
| Noninterest-bearing deposits | 6,799,000 | 6,818,000 | 7,404,000 | 6,442,000 |
| Equity capital | 3,996,000 | 4,195,000 | 4,149,000 | 4,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,587,000 | 2,326,000 | 3,035,000 |
| Interest expense | 306,000 | 624,000 | 914,000 | 1,131,000 |
| Net interest income | 507,000 | 963,000 | 1,412,000 | 1,904,000 |
| Noninterest income | 46,000 | 116,000 | 161,000 | 202,000 |
| Noninterest expense | 231,000 | 466,000 | 696,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 613,000 | 877,000 | 1,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 613,000 | 877,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,996,000 | 4,195,000 | 4,149,000 | 4,056,000 |
| Total capital | 4,298,000 | 4,497,000 | 4,451,000 | 4,357,000 |
| Risk-weighted assets | 30,338,000 | 31,194,000 | 35,810,000 | 35,517,000 |