Call reports 2017
ALPINE BANK & TRUST CO. — 2017
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,260,220,000 | 1,282,624,000 | 1,264,348,000 | 1,243,331,000 |
| Total loans | 824,675,000 | 830,168,000 | 832,968,000 | 829,776,000 |
| Allowance for loan losses | 10,064,000 | 9,798,000 | 9,751,000 | 6,504,000 |
| Securities available for sale | 343,696,000 | 339,505,000 | 334,286,000 | 314,239,000 |
| Securities held to maturity | 5,495,000 | 5,496,000 | 5,496,000 | 5,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,121,609,000 | 1,138,498,000 | 1,120,737,000 | 1,103,900,000 |
| Interest-bearing deposits | 982,750,000 | 1,006,143,000 | 1,001,994,000 | 979,058,000 |
| Noninterest-bearing deposits | 138,859,000 | 132,355,000 | 118,743,000 | 124,842,000 |
| Equity capital | 108,700,000 | 108,064,000 | 110,205,000 | 107,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,141,000 | 20,736,000 | 31,529,000 | 42,451,000 |
| Interest expense | 672,000 | 1,338,000 | 2,008,000 | 2,694,000 |
| Net interest income | 9,469,000 | 19,398,000 | 29,521,000 | 39,757,000 |
| Noninterest income | 6,044,000 | 11,851,000 | 17,697,000 | 23,746,000 |
| Noninterest expense | 11,427,000 | 23,080,000 | 34,517,000 | 46,199,000 |
| Provision for loan losses | 200,000 | 0 | 0 | 0 |
| Pretax income | 3,886,000 | 8,169,000 | 12,701,000 | 17,340,000 |
| Income tax | 66,000 | 121,000 | 183,000 | 187,000 |
| Net income | 3,820,000 | 8,048,000 | 12,518,000 | 17,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,825,000 | 106,362,000 | 108,532,000 | 108,367,000 |
| Total capital | 117,954,000 | 116,241,000 | 118,372,000 | 114,937,000 |
| Risk-weighted assets | 935,808,000 | 943,973,000 | 936,534,000 | 920,941,000 |