Call reports 2016
ALPINE BANK & TRUST CO. — 2016
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,242,399,000 | 1,249,617,000 | 1,256,093,000 | 1,249,501,000 |
| Total loans | 749,365,000 | 785,159,000 | 791,900,000 | 814,678,000 |
| Allowance for loan losses | 10,034,000 | 10,076,000 | 10,007,000 | 9,856,000 |
| Securities available for sale | 363,398,000 | 322,903,000 | 344,386,000 | 340,903,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,495,000 | 5,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,100,851,000 | 1,101,812,000 | 1,112,204,000 | 1,108,598,000 |
| Interest-bearing deposits | 984,348,000 | 982,615,000 | 983,809,000 | 989,541,000 |
| Noninterest-bearing deposits | 116,503,000 | 119,197,000 | 128,395,000 | 119,057,000 |
| Equity capital | 110,930,000 | 112,138,000 | 111,399,000 | 108,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,563,000 | 19,231,000 | 29,137,000 | 39,203,000 |
| Interest expense | 860,000 | 1,706,000 | 2,462,000 | 3,179,000 |
| Net interest income | 8,703,000 | 17,525,000 | 26,675,000 | 36,024,000 |
| Noninterest income | 5,122,000 | 10,870,000 | 16,692,000 | 22,967,000 |
| Noninterest expense | 10,695,000 | 21,885,000 | 33,468,000 | 44,864,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 450,000 |
| Pretax income | 3,238,000 | 7,668,000 | 11,057,000 | 15,035,000 |
| Income tax | 28,000 | 86,000 | 131,000 | 133,000 |
| Net income | 3,210,000 | 7,582,000 | 10,926,000 | 14,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,434,000 | 102,694,000 | 103,688,000 | 107,658,000 |
| Total capital | 112,581,000 | 112,926,000 | 113,850,000 | 117,579,000 |
| Risk-weighted assets | 862,171,000 | 896,306,000 | 909,451,000 | 928,184,000 |