Call reports 2015
ALPINE BANK & TRUST CO. — 2015
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,186,988,000 | 1,215,875,000 | 1,201,815,000 | 1,207,307,000 |
| Total loans | 648,469,000 | 679,951,000 | 717,879,000 | 736,944,000 |
| Allowance for loan losses | 10,313,000 | 10,318,000 | 10,318,000 | 10,057,000 |
| Securities available for sale | 428,300,000 | 418,056,000 | 379,639,000 | 363,555,000 |
| Securities held to maturity | 0 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,061,354,000 | 1,091,044,000 | 1,077,428,000 | 1,082,625,000 |
| Interest-bearing deposits | 870,627,000 | 892,545,000 | 883,133,000 | 967,012,000 |
| Noninterest-bearing deposits | 190,727,000 | 198,499,000 | 194,295,000 | 115,613,000 |
| Equity capital | 111,004,000 | 108,781,000 | 107,230,000 | 109,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,930,000 | 18,150,000 | 27,700,000 | 37,571,000 |
| Interest expense | 803,000 | 1,597,000 | 2,390,000 | 3,134,000 |
| Net interest income | 8,127,000 | 16,553,000 | 25,310,000 | 34,437,000 |
| Noninterest income | 4,933,000 | 10,519,000 | 16,005,000 | 21,532,000 |
| Noninterest expense | 9,816,000 | 20,232,000 | 31,201,000 | 41,940,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 100,000 |
| Pretax income | 3,456,000 | 7,052,000 | 10,546,000 | 14,436,000 |
| Income tax | 40,000 | 78,000 | 118,000 | 158,000 |
| Net income | 3,416,000 | 6,974,000 | 10,428,000 | 14,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,522,000 | 101,030,000 | 99,384,000 | 103,134,000 |
| Total capital | 111,740,000 | 111,368,000 | 109,760,000 | 113,258,000 |
| Risk-weighted assets | 812,215,000 | 824,825,000 | 853,084,000 | 873,891,000 |