Call reports 2014
ALPINE BANK & TRUST CO. — 2014
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,144,464,000 | 1,174,745,000 | 1,183,532,000 | 1,161,382,000 |
| Total loans | 608,916,000 | 596,006,000 | 618,236,000 | 624,245,000 |
| Allowance for loan losses | 10,981,000 | 10,906,000 | 10,748,000 | 10,464,000 |
| Securities available for sale | 419,920,000 | 441,302,000 | 445,407,000 | 434,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,025,370,000 | 1,052,534,000 | 1,059,680,000 | 1,038,481,000 |
| Interest-bearing deposits | 851,761,000 | 878,780,000 | 885,995,000 | 859,552,000 |
| Noninterest-bearing deposits | 173,609,000 | 173,754,000 | 173,685,000 | 178,929,000 |
| Equity capital | 105,935,000 | 106,358,000 | 106,127,000 | 107,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,980,000 | 17,890,000 | 27,079,000 | 36,245,000 |
| Interest expense | 907,000 | 1,810,000 | 2,741,000 | 3,651,000 |
| Net interest income | 8,073,000 | 16,080,000 | 24,338,000 | 32,594,000 |
| Noninterest income | 4,774,000 | 9,888,000 | 14,980,000 | 19,413,000 |
| Noninterest expense | 9,575,000 | 18,963,000 | 28,524,000 | 39,011,000 |
| Provision for loan losses | -1,700,000 | -1,700,000 | -1,700,000 | -1,950,000 |
| Pretax income | 4,986,000 | 9,085,000 | 12,867,000 | 15,320,000 |
| Income tax | 34,000 | 81,000 | 122,000 | 148,000 |
| Net income | 4,952,000 | 9,004,000 | 12,745,000 | 15,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,984,000 | 99,786,000 | 100,373,000 | 99,322,000 |
| Total capital | 110,082,000 | 108,875,000 | 109,810,000 | 108,865,000 |
| Risk-weighted assets | 725,981,000 | 723,479,000 | 752,367,000 | 759,357,000 |