Call reports 2013
ALPINE BANK & TRUST CO. — 2013
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,107,390,000 | 1,129,244,000 | 1,124,802,000 | 1,112,422,000 |
| Total loans | 594,114,000 | 609,905,000 | 601,529,000 | 605,409,000 |
| Allowance for loan losses | 12,820,000 | 12,372,000 | 13,053,000 | 12,665,000 |
| Securities available for sale | 328,734,000 | 378,836,000 | 427,083,000 | 437,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 989,269,000 | 1,013,187,000 | 1,007,190,000 | 999,221,000 |
| Interest-bearing deposits | 842,286,000 | 863,749,000 | 850,449,000 | 838,575,000 |
| Noninterest-bearing deposits | 146,983,000 | 149,438,000 | 156,741,000 | 160,646,000 |
| Equity capital | 106,814,000 | 102,421,000 | 102,018,000 | 99,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,371,000 | 16,853,000 | 25,690,000 | 34,756,000 |
| Interest expense | 916,000 | 1,773,000 | 2,686,000 | 3,631,000 |
| Net interest income | 7,455,000 | 15,080,000 | 23,004,000 | 31,125,000 |
| Noninterest income | 4,940,000 | 9,900,000 | 14,651,000 | 19,218,000 |
| Noninterest expense | 8,806,000 | 18,002,000 | 27,232,000 | 36,355,000 |
| Provision for loan losses | 900,000 | 1,634,000 | 2,435,000 | 3,134,000 |
| Pretax income | 3,602,000 | 6,257,000 | 8,901,000 | 11,767,000 |
| Income tax | 47,000 | 76,000 | 122,000 | 151,000 |
| Net income | 3,555,000 | 6,181,000 | 8,779,000 | 11,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,039,000 | 97,095,000 | 98,692,000 | 96,763,000 |
| Total capital | 104,635,000 | 105,995,000 | 107,636,000 | 105,804,000 |
| Risk-weighted assets | 673,957,000 | 706,453,000 | 710,313,000 | 719,670,000 |