Call reports 2012
ALPINE BANK & TRUST CO. — 2012
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,067,018,000 | 1,095,691,000 | 1,103,284,000 | 1,108,002,000 |
| Total loans | 570,632,000 | 570,881,000 | 590,928,000 | 591,039,000 |
| Allowance for loan losses | 16,271,000 | 14,146,000 | 11,154,000 | 11,960,000 |
| Securities available for sale | 393,857,000 | 406,091,000 | 434,977,000 | 398,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,899,000 | 981,148,000 | 985,265,000 | 989,589,000 |
| Interest-bearing deposits | 822,538,000 | 828,174,000 | 832,190,000 | 833,516,000 |
| Noninterest-bearing deposits | 132,361,000 | 152,974,000 | 153,075,000 | 156,073,000 |
| Equity capital | 104,392,000 | 104,904,000 | 107,623,000 | 106,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,316,000 | 18,643,000 | 27,814,000 | 36,766,000 |
| Interest expense | 1,351,000 | 2,579,000 | 3,695,000 | 4,696,000 |
| Net interest income | 7,965,000 | 16,064,000 | 24,119,000 | 32,070,000 |
| Noninterest income | 4,308,000 | 8,923,000 | 13,599,000 | 18,796,000 |
| Noninterest expense | 8,518,000 | 17,175,000 | 25,592,000 | 34,270,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 6,276,000 |
| Pretax income | 2,255,000 | 5,026,000 | 7,840,000 | 10,812,000 |
| Income tax | 24,000 | 29,000 | 25,000 | 78,000 |
| Net income | 2,231,000 | 4,997,000 | 7,815,000 | 10,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,133,000 | 92,552,000 | 92,891,000 | 93,703,000 |
| Total capital | 102,623,000 | 101,064,000 | 101,664,000 | 102,437,000 |
| Risk-weighted assets | 661,765,000 | 663,241,000 | 685,614,000 | 684,295,000 |