Call reports 2011
ALPINE BANK & TRUST CO. — 2011
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,004,889,000 | 1,015,575,000 | 1,039,974,000 | 1,038,968,000 |
| Total loans | 631,737,000 | 624,018,000 | 617,699,000 | 586,281,000 |
| Allowance for loan losses | 14,262,000 | 15,044,000 | 15,036,000 | 16,459,000 |
| Securities available for sale | 275,503,000 | 292,520,000 | 331,634,000 | 366,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 895,300,000 | 909,731,000 | 926,782,000 | 928,928,000 |
| Interest-bearing deposits | 787,979,000 | 806,563,000 | 808,892,000 | 805,929,000 |
| Noninterest-bearing deposits | 107,321,000 | 103,168,000 | 117,890,000 | 122,999,000 |
| Equity capital | 93,912,000 | 98,412,000 | 102,823,000 | 103,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,204,000 | 20,351,000 | 30,544,000 | 40,347,000 |
| Interest expense | 1,727,000 | 3,410,000 | 5,014,000 | 6,496,000 |
| Net interest income | 8,477,000 | 16,941,000 | 25,530,000 | 33,851,000 |
| Noninterest income | 4,039,000 | 7,623,000 | 10,657,000 | 13,642,000 |
| Noninterest expense | 8,463,000 | 16,759,000 | 24,982,000 | 32,925,000 |
| Provision for loan losses | 1,875,000 | 3,825,000 | 5,775,000 | 7,725,000 |
| Pretax income | 2,177,000 | 4,070,000 | 5,606,000 | 7,109,000 |
| Income tax | 41,000 | 78,000 | 108,000 | 155,000 |
| Net income | 2,136,000 | 3,992,000 | 5,498,000 | 6,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,422,000 | 91,257,000 | 91,821,000 | 92,351,000 |
| Total capital | 99,637,000 | 100,418,000 | 100,926,000 | 101,160,000 |
| Risk-weighted assets | 728,576,000 | 720,822,000 | 711,473,000 | 687,137,000 |