Call reports 2010
ALPINE BANK & TRUST CO. — 2010
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,037,431,000 | 1,047,563,000 | 1,024,572,000 | 1,008,518,000 |
| Total loans | 632,689,000 | 639,793,000 | 638,961,000 | 639,754,000 |
| Allowance for loan losses | 11,164,000 | 11,311,000 | 11,161,000 | 12,372,000 |
| Securities available for sale | 326,460,000 | 293,400,000 | 242,826,000 | 259,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,676,000 | 878,270,000 | 861,317,000 | 858,050,000 |
| Interest-bearing deposits | 797,066,000 | 798,909,000 | 776,062,000 | 770,082,000 |
| Noninterest-bearing deposits | 81,610,000 | 79,361,000 | 85,255,000 | 87,968,000 |
| Equity capital | 89,596,000 | 92,076,000 | 95,598,000 | 90,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,521,000 | 21,468,000 | 31,841,000 | 42,120,000 |
| Interest expense | 2,946,000 | 5,774,000 | 8,293,000 | 10,130,000 |
| Net interest income | 7,575,000 | 15,694,000 | 23,548,000 | 31,990,000 |
| Noninterest income | 3,887,000 | 7,516,000 | 12,085,000 | 17,207,000 |
| Noninterest expense | 8,267,000 | 16,660,000 | 25,461,000 | 34,105,000 |
| Provision for loan losses | 2,620,000 | 4,630,000 | 7,240,000 | 12,360,000 |
| Pretax income | 575,000 | 2,471,000 | 5,311,000 | 5,175,000 |
| Income tax | -1,000 | 11,000 | 40,000 | 46,000 |
| Net income | 576,000 | 2,460,000 | 5,271,000 | 5,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,728,000 | 85,642,000 | 88,461,000 | 88,299,000 |
| Total capital | 93,220,000 | 95,111,000 | 97,744,000 | 97,609,000 |
| Risk-weighted assets | 754,200,000 | 749,519,000 | 733,498,000 | 738,003,000 |