Call reports 2009
ALPINE BANK & TRUST CO. — 2009
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 932,123,000 | 1,001,621,000 | 1,010,319,000 | 991,875,000 |
| Total loans | 652,000,000 | 679,070,000 | 653,402,000 | 647,773,000 |
| Allowance for loan losses | 9,618,000 | 12,556,000 | 9,535,000 | 11,782,000 |
| Securities available for sale | 179,503,000 | 232,645,000 | 254,742,000 | 270,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 899,000 | 946,000 | 0 | 0 |
| Total deposits | 796,846,000 | 845,975,000 | 854,756,000 | 839,813,000 |
| Interest-bearing deposits | 714,995,000 | 767,059,000 | 782,205,000 | 759,078,000 |
| Noninterest-bearing deposits | 81,851,000 | 78,916,000 | 72,551,000 | 80,735,000 |
| Equity capital | 79,090,000 | 82,756,000 | 82,196,000 | 86,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,079,000 | 22,014,000 | 32,626,000 | 43,376,000 |
| Interest expense | 3,903,000 | 7,776,000 | 11,548,000 | 14,951,000 |
| Net interest income | 7,176,000 | 14,238,000 | 21,078,000 | 28,425,000 |
| Noninterest income | 4,385,000 | 9,263,000 | 13,770,000 | 18,211,000 |
| Noninterest expense | 8,528,000 | 17,513,000 | 26,096,000 | 33,320,000 |
| Provision for loan losses | 800,000 | 3,825,000 | 10,275,000 | 14,990,000 |
| Pretax income | 2,549,000 | 3,834,000 | 649,000 | 1,001,000 |
| Income tax | 21,000 | 28,000 | -22,000 | -31,000 |
| Net income | 2,528,000 | 3,806,000 | 671,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,252,000 | 79,470,000 | 75,719,000 | 81,409,000 |
| Total capital | 82,722,000 | 89,252,000 | 85,308,000 | 90,949,000 |
| Risk-weighted assets | 754,959,000 | 777,702,000 | 763,520,000 | 758,718,000 |