Call reports 2008
ALPINE BANK & TRUST CO. — 2008
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 612,636,000 | 626,864,000 | 891,969,000 | 907,168,000 |
| Total loans | 439,049,000 | 449,713,000 | 603,537,000 | 634,404,000 |
| Allowance for loan losses | 4,638,000 | 4,690,000 | 7,422,000 | 9,061,000 |
| Securities available for sale | 120,729,000 | 130,035,000 | 215,054,000 | 210,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 164,000 | 184,000 | 991,000 | 936,000 |
| Total deposits | 504,744,000 | 516,874,000 | 757,801,000 | 766,831,000 |
| Interest-bearing deposits | 447,677,000 | 454,519,000 | 691,561,000 | 659,940,000 |
| Noninterest-bearing deposits | 57,067,000 | 62,355,000 | 66,240,000 | 106,891,000 |
| Equity capital | 53,628,000 | 52,237,000 | 73,444,000 | 75,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,900,000 | 17,384,000 | 36,061,000 | 47,720,000 |
| Interest expense | 3,846,000 | 7,282,000 | 14,842,000 | 19,271,000 |
| Net interest income | 5,054,000 | 10,102,000 | 21,219,000 | 28,449,000 |
| Noninterest income | 1,962,000 | 4,021,000 | 10,527,000 | 12,464,000 |
| Noninterest expense | 5,036,000 | 10,393,000 | 23,176,000 | 31,352,000 |
| Provision for loan losses | 75,000 | 150,000 | 915,000 | 2,615,000 |
| Pretax income | 2,050,000 | 3,725,000 | 7,817,000 | 7,108,000 |
| Income tax | 22,000 | 39,000 | 63,000 | 61,000 |
| Net income | 2,028,000 | 3,686,000 | 7,754,000 | 7,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,739,000 | 51,398,000 | 71,372,000 | 70,726,000 |
| Total capital | 54,404,000 | 56,088,000 | 78,794,000 | 79,799,000 |
| Risk-weighted assets | 508,967,000 | 519,004,000 | 708,724,000 | 741,945,000 |