Call reports 2007
ALPINE BANK & TRUST CO. — 2007
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 558,798,000 | 578,904,000 | 584,961,000 | 597,255,000 |
| Total loans | 363,309,000 | 392,961,000 | 405,358,000 | 431,555,000 |
| Allowance for loan losses | 4,221,000 | 4,210,000 | 4,288,000 | 4,571,000 |
| Securities available for sale | 133,446,000 | 139,903,000 | 135,143,000 | 124,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 143,000 | 160,000 | 160,000 | 171,000 |
| Total deposits | 469,693,000 | 466,718,000 | 465,098,000 | 479,190,000 |
| Interest-bearing deposits | 412,090,000 | 410,457,000 | 418,387,000 | 431,676,000 |
| Noninterest-bearing deposits | 57,603,000 | 56,261,000 | 46,711,000 | 47,514,000 |
| Equity capital | 47,062,000 | 48,685,000 | 50,067,000 | 49,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,431,000 | 17,198,000 | 26,228,000 | 35,363,000 |
| Interest expense | 3,682,000 | 7,443,000 | 11,494,000 | 15,532,000 |
| Net interest income | 4,749,000 | 9,755,000 | 14,734,000 | 19,831,000 |
| Noninterest income | 1,566,000 | 3,528,000 | 5,590,000 | 7,534,000 |
| Noninterest expense | 4,864,000 | 9,353,000 | 14,240,000 | 19,117,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 650,000 |
| Pretax income | 1,376,000 | 3,780,000 | 5,784,000 | 7,598,000 |
| Income tax | 13,000 | 49,000 | 74,000 | 80,000 |
| Net income | 1,363,000 | 3,731,000 | 5,710,000 | 7,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,378,000 | 49,691,000 | 49,176,000 | 47,599,000 |
| Total capital | 50,601,000 | 53,901,000 | 53,464,000 | 52,188,000 |
| Risk-weighted assets | 452,053,000 | 471,433,000 | 481,495,000 | 503,024,000 |