Call reports 2006
ALPINE BANK & TRUST CO. — 2006
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 481,945,000 | 490,656,000 | 489,027,000 | 522,010,000 |
| Total loans | 314,535,000 | 329,241,000 | 340,424,000 | 363,166,000 |
| Allowance for loan losses | 4,126,000 | 4,194,000 | 4,164,000 | 4,149,000 |
| Securities available for sale | 117,067,000 | 115,323,000 | 110,716,000 | 118,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 123,000 | 124,000 | 127,000 | 139,000 |
| Total deposits | 434,109,000 | 441,288,000 | 436,310,000 | 466,844,000 |
| Interest-bearing deposits | 386,321,000 | 393,089,000 | 386,202,000 | 416,917,000 |
| Noninterest-bearing deposits | 47,788,000 | 48,199,000 | 50,108,000 | 49,927,000 |
| Equity capital | 39,803,000 | 40,980,000 | 44,026,000 | 46,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,861,000 | 14,477,000 | 22,053,000 | 29,963,000 |
| Interest expense | 2,287,000 | 4,897,000 | 7,764,000 | 11,070,000 |
| Net interest income | 4,574,000 | 9,580,000 | 14,289,000 | 18,893,000 |
| Noninterest income | 1,828,000 | 3,971,000 | 5,914,000 | 8,094,000 |
| Noninterest expense | 4,259,000 | 8,796,000 | 13,195,000 | 17,830,000 |
| Provision for loan losses | 75,000 | 180,000 | 180,000 | 230,000 |
| Pretax income | 1,634,000 | 4,141,000 | 6,320,000 | 8,419,000 |
| Income tax | -440,000 | -413,000 | -352,000 | -330,000 |
| Net income | 2,074,000 | 4,554,000 | 6,672,000 | 8,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,358,000 | 42,353,000 | 44,001,000 | 45,683,000 |
| Total capital | 44,484,000 | 46,547,000 | 48,165,000 | 49,832,000 |
| Risk-weighted assets | 393,350,000 | 409,439,000 | 421,068,000 | 442,046,000 |