Call reports 2001
ALPINE BANK & TRUST CO. — 2001
What ALPINE BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 348,439,000 | 358,386,000 | 354,739,000 | 375,519,000 |
| Total loans | 223,071,000 | 215,494,000 | 232,150,000 | 260,460,000 |
| Allowance for loan losses | 2,444,000 | 2,577,000 | 2,634,000 | 2,757,000 |
| Securities available for sale | 82,916,000 | 85,903,000 | 83,460,000 | 70,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 15,000 | 20,000 | 22,000 | 26,000 |
| Total deposits | 308,727,000 | 317,751,000 | 311,374,000 | 332,695,000 |
| Interest-bearing deposits | 260,405,000 | 263,197,000 | 262,490,000 | 274,150,000 |
| Noninterest-bearing deposits | 48,322,000 | 54,554,000 | 48,884,000 | 58,545,000 |
| Equity capital | 26,606,000 | 27,229,000 | 28,509,000 | 28,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,977,000 | 11,991,000 | 17,857,000 | 23,579,000 |
| Interest expense | 2,938,000 | 5,841,000 | 8,682,000 | 11,264,000 |
| Net interest income | 3,039,000 | 6,150,000 | 9,175,000 | 12,315,000 |
| Noninterest income | 1,672,000 | 3,403,000 | 5,035,000 | 7,456,000 |
| Noninterest expense | 3,433,000 | 7,075,000 | 10,848,000 | 15,222,000 |
| Provision for loan losses | 135,000 | 270,000 | 315,000 | 450,000 |
| Pretax income | 1,143,000 | 2,208,000 | 3,043,000 | 4,423,000 |
| Income tax | 369,000 | 690,000 | 927,000 | 1,316,000 |
| Net income | 774,000 | 1,518,000 | 2,116,000 | 3,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,785,000 | 26,350,000 | 26,755,000 | 27,333,000 |
| Total capital | 28,229,000 | 28,927,000 | 29,389,000 | 30,090,000 |
| Risk-weighted assets | 265,393,000 | 274,418,000 | 280,791,000 | 293,361,000 |