Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,070,000 | 115,332,000 | 114,483,000 | 114,398,000 |
| Total loans | 82,755,000 | 80,001,000 | 84,391,000 | 85,550,000 |
| Allowance for loan losses | 1,607,000 | 1,251,000 | 1,262,000 | 1,309,000 |
| Securities available for sale | 6,870,000 | 11,353,000 | 10,578,000 | 12,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,101,000 | 93,000,000 | 92,090,000 | 92,357,000 |
| Interest-bearing deposits | 85,054,000 | 81,969,000 | 81,067,000 | 80,036,000 |
| Noninterest-bearing deposits | 11,047,000 | 11,031,000 | 11,023,000 | 12,321,000 |
| Equity capital | 12,504,000 | 12,701,000 | 12,751,000 | 12,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 2,917,000 | 4,346,000 | 5,782,000 |
| Interest expense | 365,000 | 701,000 | 1,014,000 | 1,314,000 |
| Net interest income | 1,157,000 | 2,216,000 | 3,332,000 | 4,468,000 |
| Noninterest income | 67,000 | 155,000 | 152,000 | 155,000 |
| Noninterest expense | 965,000 | 1,962,000 | 2,911,000 | 3,910,000 |
| Provision for loan losses | 81,000 | 141,000 | 166,000 | 245,000 |
| Pretax income | 178,000 | 268,000 | 430,000 | 509,000 |
| Income tax | 60,000 | 91,000 | 147,000 | 175,000 |
| Net income | 118,000 | 177,000 | 283,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,498,000 | 12,558,000 | 12,662,000 | 12,715,000 |
| Total capital | 13,532,000 | 13,590,000 | 13,627,000 | 13,737,000 |
| Risk-weighted assets | 82,335,000 | 82,484,000 | 78,100,000 | 81,506,000 |