Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 133,021,000 | 125,302,000 | 116,143,000 | 115,271,000 |
| Total loans | 97,195,000 | 91,844,000 | 86,654,000 | 85,411,000 |
| Allowance for loan losses | 1,698,000 | 1,625,000 | 2,224,000 | 1,812,000 |
| Securities available for sale | 6,543,000 | 6,561,000 | 6,385,000 | 6,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,158,000 | 99,621,000 | 93,849,000 | 93,469,000 |
| Interest-bearing deposits | 96,770,000 | 90,745,000 | 84,081,000 | 83,512,000 |
| Noninterest-bearing deposits | 9,388,000 | 8,876,000 | 9,768,000 | 9,957,000 |
| Equity capital | 13,085,000 | 13,095,000 | 12,220,000 | 12,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,143,000 | 4,613,000 | 6,046,000 |
| Interest expense | 596,000 | 1,078,000 | 1,516,000 | 1,921,000 |
| Net interest income | 1,000,000 | 2,065,000 | 3,097,000 | 4,125,000 |
| Noninterest income | 74,000 | 63,000 | -9,000 | 28,000 |
| Noninterest expense | 1,111,000 | 2,227,000 | 3,379,000 | 4,127,000 |
| Provision for loan losses | 90,000 | 150,000 | 1,277,000 | 1,367,000 |
| Pretax income | -127,000 | -249,000 | -1,568,000 | -1,341,000 |
| Income tax | -45,000 | -85,000 | -534,000 | -533,000 |
| Net income | -82,000 | -164,000 | -1,034,000 | -808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,106,000 | 13,024,000 | 12,154,000 | 12,380,000 |
| Total capital | 14,351,000 | 14,151,000 | 13,059,000 | 13,356,000 |
| Risk-weighted assets | 99,283,000 | 89,990,000 | 82,552,000 | 82,239,000 |