Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 132,950,000 | 128,278,000 | 130,229,000 | 129,944,000 |
| Total loans | 112,418,000 | 113,025,000 | 110,935,000 | 104,207,000 |
| Allowance for loan losses | 1,932,000 | 2,158,000 | 2,959,000 | 2,000,000 |
| Securities available for sale | 1,008,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,790,000 | 103,981,000 | 103,397,000 | 106,380,000 |
| Interest-bearing deposits | 99,671,000 | 94,753,000 | 93,493,000 | 95,260,000 |
| Noninterest-bearing deposits | 10,119,000 | 9,228,000 | 9,904,000 | 11,120,000 |
| Equity capital | 11,716,000 | 11,775,000 | 11,439,000 | 10,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 3,962,000 | 5,873,000 | 7,535,000 |
| Interest expense | 905,000 | 1,703,000 | 2,433,000 | 3,077,000 |
| Net interest income | 1,092,000 | 2,259,000 | 3,440,000 | 4,458,000 |
| Noninterest income | 80,000 | 159,000 | 249,000 | 347,000 |
| Noninterest expense | 933,000 | 1,843,000 | 2,767,000 | 3,430,000 |
| Provision for loan losses | 0 | 233,000 | 1,097,000 | 2,674,000 |
| Pretax income | 239,000 | 342,000 | -175,000 | -1,299,000 |
| Income tax | 80,000 | 116,000 | -59,000 | -432,000 |
| Net income | 159,000 | 226,000 | -116,000 | -867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,714,000 | 11,780,000 | 11,439,000 | 10,688,000 |
| Total capital | 13,060,000 | 13,120,000 | 12,748,000 | 11,902,000 |
| Risk-weighted assets | 107,116,000 | 108,614,000 | 103,357,000 | 97,521,000 |