Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 141,098,000 | 137,283,000 | 130,144,000 | 130,417,000 |
| Total loans | 121,203,000 | 117,350,000 | 115,748,000 | 112,940,000 |
| Allowance for loan losses | 1,437,000 | 1,564,000 | 1,830,000 | 1,921,000 |
| Securities available for sale | 3,059,000 | 3,033,000 | 3,021,000 | 3,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,838,000 | 113,803,000 | 105,533,000 | 105,639,000 |
| Interest-bearing deposits | 106,355,000 | 102,430,000 | 95,835,000 | 96,795,000 |
| Noninterest-bearing deposits | 11,483,000 | 11,373,000 | 9,698,000 | 8,844,000 |
| Equity capital | 11,193,000 | 11,398,000 | 11,427,000 | 11,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 4,956,000 | 7,213,000 | 9,473,000 |
| Interest expense | 1,275,000 | 2,376,000 | 3,396,000 | 4,365,000 |
| Net interest income | 1,319,000 | 2,580,000 | 3,817,000 | 5,108,000 |
| Noninterest income | 92,000 | 189,000 | 292,000 | 400,000 |
| Noninterest expense | 768,000 | 1,560,000 | 2,478,000 | 3,198,000 |
| Provision for loan losses | 38,000 | 202,000 | 499,000 | 703,000 |
| Pretax income | 605,000 | 1,007,000 | 1,132,000 | 1,607,000 |
| Income tax | 207,000 | 343,000 | 383,000 | 671,000 |
| Net income | 398,000 | 664,000 | 749,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,131,000 | 11,367,000 | 11,411,000 | 11,561,000 |
| Total capital | 12,521,000 | 12,788,000 | 12,820,000 | 12,852,000 |
| Risk-weighted assets | 111,155,000 | 115,158,000 | 112,195,000 | 109,949,000 |