Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 136,240,000 | 136,644,000 | 143,776,000 | 137,857,000 |
| Total loans | 111,805,000 | 120,936,000 | 121,689,000 | 118,560,000 |
| Allowance for loan losses | 1,314,000 | 1,389,000 | 1,457,000 | 1,439,000 |
| Securities available for sale | 2,989,000 | 2,974,000 | 3,003,000 | 3,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,590,000 | 112,748,000 | 121,343,000 | 115,203,000 |
| Interest-bearing deposits | 98,857,000 | 99,239,000 | 108,653,000 | 104,087,000 |
| Noninterest-bearing deposits | 13,733,000 | 13,509,000 | 12,690,000 | 11,116,000 |
| Equity capital | 9,561,000 | 9,965,000 | 10,429,000 | 10,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,354,000 | 8,207,000 | 10,934,000 |
| Interest expense | 1,220,000 | 2,517,000 | 3,886,000 | 5,214,000 |
| Net interest income | 1,360,000 | 2,837,000 | 4,321,000 | 5,720,000 |
| Noninterest income | 96,000 | 207,000 | 309,000 | 412,000 |
| Noninterest expense | 788,000 | 1,649,000 | 2,486,000 | 3,294,000 |
| Provision for loan losses | 57,000 | 133,000 | 209,000 | 233,000 |
| Pretax income | 611,000 | 1,262,000 | 1,935,000 | 2,605,000 |
| Income tax | 208,000 | 437,000 | 672,000 | 938,000 |
| Net income | 403,000 | 825,000 | 1,263,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,544,000 | 9,965,000 | 10,404,000 | 10,807,000 |
| Total capital | 10,637,000 | 11,042,000 | 11,755,000 | 12,119,000 |
| Risk-weighted assets | 99,056,000 | 102,568,000 | 112,823,000 | 109,937,000 |