Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,227,000 | 99,052,000 | 117,299,000 | 128,797,000 |
| Total loans | 71,907,000 | 87,851,000 | 101,534,000 | 107,131,000 |
| Allowance for loan losses | 908,000 | 1,079,000 | 1,180,000 | 1,275,000 |
| Securities available for sale | 2,958,000 | 2,968,000 | 2,963,000 | 2,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,172,000 | 87,390,000 | 95,753,000 | 106,082,000 |
| Interest-bearing deposits | 72,921,000 | 72,401,000 | 80,968,000 | 92,906,000 |
| Noninterest-bearing deposits | 14,251,000 | 14,989,000 | 14,785,000 | 13,176,000 |
| Equity capital | 7,034,000 | 7,365,000 | 7,779,000 | 9,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,578,000 | 5,773,000 | 8,208,000 |
| Interest expense | 631,000 | 1,313,000 | 2,136,000 | 3,233,000 |
| Net interest income | 989,000 | 2,265,000 | 3,637,000 | 4,975,000 |
| Noninterest income | 70,000 | 153,000 | 239,000 | 335,000 |
| Noninterest expense | 644,000 | 1,340,000 | 2,090,000 | 2,810,000 |
| Provision for loan losses | 66,000 | 237,000 | 338,000 | 433,000 |
| Pretax income | 349,000 | 841,000 | 1,448,000 | 2,067,000 |
| Income tax | 116,000 | 285,000 | 493,000 | 732,000 |
| Net income | 233,000 | 556,000 | 955,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,059,000 | 7,380,000 | 7,780,000 | 9,140,000 |
| Total capital | 7,875,000 | 8,371,000 | 8,933,000 | 10,415,000 |
| Risk-weighted assets | 68,903,000 | 79,188,000 | 95,610,000 | 103,050,000 |