Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,466,000 | 35,689,000 | 39,496,000 | 42,968,000 |
| Total loans | 21,585,000 | 26,173,000 | 29,595,000 | 35,567,000 |
| Allowance for loan losses | 292,000 | 357,000 | 411,000 | 498,000 |
| Securities available for sale | 4,060,000 | 7,082,000 | 7,046,000 | 4,023,000 |
| Securities held to maturity | 2,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,627,000 | 31,811,000 | 33,531,000 | 36,878,000 |
| Interest-bearing deposits | 28,418,000 | 29,242,000 | 30,200,000 | 33,543,000 |
| Noninterest-bearing deposits | 3,209,000 | 2,569,000 | 3,331,000 | 3,335,000 |
| Equity capital | 3,658,000 | 3,708,000 | 3,779,000 | 3,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,102,000 | 1,773,000 | 2,485,000 |
| Interest expense | 189,000 | 369,000 | 558,000 | 765,000 |
| Net interest income | 339,000 | 733,000 | 1,215,000 | 1,720,000 |
| Noninterest income | 46,000 | 91,000 | 140,000 | 201,000 |
| Noninterest expense | 322,000 | 668,000 | 1,021,000 | 1,418,000 |
| Provision for loan losses | 23,000 | 88,000 | 159,000 | 231,000 |
| Pretax income | 40,000 | 68,000 | 175,000 | 272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 68,000 | 175,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,601,000 | 3,629,000 | 3,735,000 | 3,833,000 |
| Total capital | 3,863,000 | 3,954,000 | 4,071,000 | 4,215,000 |
| Risk-weighted assets | 20,959,000 | 25,941,000 | 26,779,000 | 30,963,000 |