Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,085,000 | 32,411,000 | 34,320,000 | 33,162,000 |
| Total loans | 19,316,000 | 19,474,000 | 19,958,000 | 20,813,000 |
| Allowance for loan losses | 234,000 | 247,000 | 251,000 | 269,000 |
| Securities available for sale | 793,000 | 4,838,000 | 6,860,000 | 5,069,000 |
| Securities held to maturity | 4,759,000 | 3,004,000 | 3,002,000 | 3,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,746,000 | 28,936,000 | 30,693,000 | 29,351,000 |
| Interest-bearing deposits | 25,407,000 | 27,001,000 | 28,332,000 | 27,088,000 |
| Noninterest-bearing deposits | 2,339,000 | 1,935,000 | 2,361,000 | 2,263,000 |
| Equity capital | 3,134,000 | 3,263,000 | 3,412,000 | 3,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,096,000 | 1,664,000 | 2,228,000 |
| Interest expense | 231,000 | 449,000 | 669,000 | 869,000 |
| Net interest income | 299,000 | 647,000 | 995,000 | 1,359,000 |
| Noninterest income | 47,000 | 94,000 | 141,000 | 186,000 |
| Noninterest expense | 303,000 | 638,000 | 952,000 | 1,280,000 |
| Provision for loan losses | 16,000 | 32,000 | 40,000 | 83,000 |
| Pretax income | 27,000 | 71,000 | 144,000 | 182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 71,000 | 144,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,134,000 | 3,217,000 | 3,350,000 | 3,560,000 |
| Total capital | 3,368,000 | 3,464,000 | 3,601,000 | 3,807,000 |
| Risk-weighted assets | 18,554,000 | 19,644,000 | 19,990,000 | 19,776,000 |