Call reports 2025
STERLING BANK AND TRUST, FSB — 2025
What STERLING BANK AND TRUST, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 2,298,402,000 |
| Total loans | 740,873,000 |
| Allowance for loan losses | 20,978,000 |
| Securities available for sale | 255,274,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,982,584,000 |
| Interest-bearing deposits | 1,947,670,000 |
| Noninterest-bearing deposits | 34,914,000 |
| Equity capital | 292,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 34,116,000 |
| Interest expense | 17,923,000 |
| Net interest income | 16,193,000 |
| Noninterest income | -44,373,000 |
| Noninterest expense | 21,515,000 |
| Provision for loan losses | 173,000 |
| Pretax income | -49,586,000 |
| Income tax | -12,425,000 |
| Net income | -37,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 288,042,000 |