Call reports 2016
DUTTON STATE BANK — 2016
What DUTTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,962,000 | 55,131,000 | 57,309,000 | 61,859,000 |
| Total loans | 49,671,000 | 51,163,000 | 52,962,000 | 52,235,000 |
| Allowance for loan losses | 519,000 | 633,000 | 692,000 | 578,000 |
| Securities available for sale | 2,389,000 | 266,000 | 265,000 | 260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,932,000 | 47,728,000 | 49,956,000 | 54,835,000 |
| Interest-bearing deposits | 30,928,000 | 31,948,000 | 33,450,000 | 34,462,000 |
| Noninterest-bearing deposits | 16,004,000 | 15,780,000 | 16,506,000 | 20,373,000 |
| Equity capital | 6,596,000 | 6,609,000 | 6,587,000 | 6,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,413,000 | 2,175,000 | 2,967,000 |
| Interest expense | 18,000 | 35,000 | 66,000 | 96,000 |
| Net interest income | 661,000 | 1,378,000 | 2,109,000 | 2,871,000 |
| Noninterest income | 213,000 | 342,000 | 503,000 | 652,000 |
| Noninterest expense | 533,000 | 1,014,000 | 1,592,000 | 2,164,000 |
| Provision for loan losses | 40,000 | 141,000 | 226,000 | 275,000 |
| Pretax income | 301,000 | 565,000 | 794,000 | 1,084,000 |
| Income tax | 88,000 | 165,000 | 242,000 | 319,000 |
| Net income | 213,000 | 400,000 | 552,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,594,000 | 6,607,000 | 6,585,000 | 6,670,000 |
| Total capital | 7,113,000 | 7,240,000 | 7,262,000 | 7,248,000 |
| Risk-weighted assets | 53,808,000 | 54,413,000 | 54,173,000 | 54,902,000 |