Call reports 2015
DUTTON STATE BANK — 2015
What DUTTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,853,000 | 53,830,000 | 58,873,000 | 52,334,000 |
| Total loans | 25,793,000 | 45,887,000 | 46,373,000 | 46,137,000 |
| Allowance for loan losses | 435,000 | 456,000 | 471,000 | 474,000 |
| Securities available for sale | 364,000 | 2,937,000 | 2,400,000 | 2,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,781,000 | 46,778,000 | 51,276,000 | 45,241,000 |
| Interest-bearing deposits | 16,370,000 | 29,358,000 | 28,259,000 | 29,187,000 |
| Noninterest-bearing deposits | 15,411,000 | 17,420,000 | 23,017,000 | 16,054,000 |
| Equity capital | 3,881,000 | 6,608,000 | 6,560,000 | 6,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 1,365,000 | 2,053,000 | 2,742,000 |
| Interest expense | 9,000 | 37,000 | 56,000 | 75,000 |
| Net interest income | 390,000 | 1,328,000 | 1,997,000 | 2,667,000 |
| Noninterest income | 86,000 | 431,000 | 598,000 | 749,000 |
| Noninterest expense | 297,000 | 980,000 | 1,478,000 | 2,004,000 |
| Provision for loan losses | 6,000 | 28,000 | 49,000 | 102,000 |
| Pretax income | 173,000 | 751,000 | 1,068,000 | 1,310,000 |
| Income tax | 59,000 | 143,000 | 267,000 | 299,000 |
| Net income | 114,000 | 608,000 | 801,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,871,000 | 6,525,000 | 6,469,000 | 6,555,000 |
| Total capital | 4,223,000 | 6,981,000 | 6,939,000 | 7,030,000 |
| Risk-weighted assets | 28,102,000 | 50,352,000 | 51,535,000 | 50,201,000 |