Call reports 2014
DUTTON STATE BANK — 2014
What DUTTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,146,000 | 35,039,000 | 32,641,000 | 33,758,000 |
| Total loans | 24,193,000 | 26,796,000 | 27,293,000 | 26,998,000 |
| Allowance for loan losses | 388,000 | 414,000 | 426,000 | 430,000 |
| Securities available for sale | 690,000 | 687,000 | 570,000 | 366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,655,000 | 31,150,000 | 28,618,000 | 29,675,000 |
| Interest-bearing deposits | 18,852,000 | 15,997,000 | 15,323,000 | 15,698,000 |
| Noninterest-bearing deposits | 13,803,000 | 15,153,000 | 13,295,000 | 13,977,000 |
| Equity capital | 3,274,000 | 3,724,000 | 3,832,000 | 3,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 724,000 | 1,136,000 | 1,552,000 |
| Interest expense | 11,000 | 20,000 | 31,000 | 39,000 |
| Net interest income | 336,000 | 704,000 | 1,105,000 | 1,513,000 |
| Noninterest income | 102,000 | 196,000 | 269,000 | 356,000 |
| Noninterest expense | 306,000 | 602,000 | 908,000 | 1,229,000 |
| Provision for loan losses | 4,000 | 30,000 | 42,000 | 42,000 |
| Pretax income | 128,000 | 268,000 | 424,000 | 598,000 |
| Income tax | 69,000 | 115,000 | 161,000 | 217,000 |
| Net income | 59,000 | 153,000 | 263,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,263,000 | 3,715,000 | 3,824,000 | 3,761,000 |
| Total capital | 3,598,000 | 4,076,000 | 4,180,000 | 4,114,000 |
| Risk-weighted assets | 26,718,000 | 28,848,000 | 28,362,000 | 29,095,000 |