Call reports 2013
DUTTON STATE BANK — 2013
What DUTTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,318,000 | 29,317,000 | 29,722,000 | 30,824,000 |
| Total loans | 23,145,000 | 23,344,000 | 25,072,000 | 22,508,000 |
| Allowance for loan losses | 398,000 | 413,000 | 427,000 | 431,000 |
| Securities available for sale | 1,154,000 | 995,000 | 825,000 | 691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,085,000 | 26,006,000 | 26,302,000 | 27,408,000 |
| Interest-bearing deposits | 17,137,000 | 16,169,000 | 16,067,000 | 15,962,000 |
| Noninterest-bearing deposits | 10,948,000 | 9,837,000 | 10,235,000 | 11,446,000 |
| Equity capital | 3,013,000 | 3,127,000 | 3,224,000 | 3,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 722,000 | 1,124,000 | 1,495,000 |
| Interest expense | 14,000 | 28,000 | 40,000 | 50,000 |
| Net interest income | 335,000 | 694,000 | 1,084,000 | 1,445,000 |
| Noninterest income | 49,000 | 161,000 | 206,000 | 250,000 |
| Noninterest expense | 261,000 | 540,000 | 807,000 | 1,093,000 |
| Provision for loan losses | 14,000 | 29,000 | 45,000 | 50,000 |
| Pretax income | 124,000 | 301,000 | 453,000 | 567,000 |
| Income tax | 41,000 | 101,000 | 155,000 | 219,000 |
| Net income | 83,000 | 200,000 | 298,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,995,000 | 3,112,000 | 3,210,000 | 3,264,000 |
| Total capital | 3,304,000 | 3,419,000 | 3,520,000 | 3,570,000 |
| Risk-weighted assets | 24,896,000 | 24,559,000 | 25,765,000 | 24,322,000 |