Call reports 2012
DUTTON STATE BANK — 2012
What DUTTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,500,000 | 28,680,000 | 30,663,000 | 31,079,000 |
| Total loans | 20,586,000 | 21,665,000 | 23,042,000 | 23,238,000 |
| Allowance for loan losses | 356,000 | 365,000 | 407,000 | 415,000 |
| Securities available for sale | 2,590,000 | 1,851,000 | 1,547,000 | 1,541,000 |
| Securities held to maturity | 1,218,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,597,000 | 25,608,000 | 27,571,000 | 27,946,000 |
| Interest-bearing deposits | 17,598,000 | 16,636,000 | 16,794,000 | 16,933,000 |
| Noninterest-bearing deposits | 9,999,000 | 8,972,000 | 10,777,000 | 11,013,000 |
| Equity capital | 2,738,000 | 2,865,000 | 2,918,000 | 2,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 681,000 | 1,057,000 | 1,394,000 |
| Interest expense | 33,000 | 51,000 | 68,000 | 84,000 |
| Net interest income | 278,000 | 630,000 | 989,000 | 1,310,000 |
| Noninterest income | 32,000 | 90,000 | 87,000 | 147,000 |
| Noninterest expense | 272,000 | 529,000 | 782,000 | 1,050,000 |
| Provision for loan losses | 19,000 | 28,000 | 37,000 | 46,000 |
| Pretax income | 52,000 | 208,000 | 302,000 | 406,000 |
| Income tax | 4,000 | 47,000 | 89,000 | 154,000 |
| Net income | 48,000 | 161,000 | 213,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,716,000 | 2,833,000 | 2,883,000 | 2,924,000 |
| Total capital | 2,992,000 | 3,107,000 | 3,179,000 | 3,206,000 |
| Risk-weighted assets | 22,025,000 | 21,873,000 | 23,874,000 | 24,553,000 |