Call reports 2011
DUTTON STATE BANK — 2011
What DUTTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,919,000 | 29,016,000 | 30,732,000 | 30,521,000 |
| Total loans | 15,366,000 | 16,893,000 | 18,934,000 | 20,131,000 |
| Allowance for loan losses | 283,000 | 291,000 | 331,000 | 337,000 |
| Securities available for sale | 6,534,000 | 6,669,000 | 5,446,000 | 3,003,000 |
| Securities held to maturity | 1,717,000 | 1,595,000 | 1,366,000 | 1,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,466,000 | 26,544,000 | 27,900,000 | 27,689,000 |
| Interest-bearing deposits | 19,421,000 | 18,418,000 | 17,922,000 | 17,660,000 |
| Noninterest-bearing deposits | 9,045,000 | 8,126,000 | 9,978,000 | 10,029,000 |
| Equity capital | 2,262,000 | 2,294,000 | 2,674,000 | 2,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 554,000 | 880,000 | 1,198,000 |
| Interest expense | 52,000 | 96,000 | 138,000 | 177,000 |
| Net interest income | 211,000 | 458,000 | 742,000 | 1,021,000 |
| Noninterest income | 31,000 | 65,000 | 90,000 | 118,000 |
| Noninterest expense | 247,000 | 456,000 | 667,000 | 960,000 |
| Provision for loan losses | 15,000 | 80,000 | 119,000 | 124,000 |
| Pretax income | -20,000 | -13,000 | 46,000 | 55,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 8,000 |
| Net income | -25,000 | -23,000 | 31,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,264,000 | 2,267,000 | 2,655,000 | 2,672,000 |
| Total capital | 2,443,000 | 2,454,000 | 2,858,000 | 2,905,000 |
| Risk-weighted assets | 17,320,000 | 18,951,000 | 21,040,000 | 21,699,000 |