Call reports 2010
DUTTON STATE BANK — 2010
What DUTTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,482,000 | 28,240,000 | 27,431,000 | 28,826,000 |
| Total loans | 13,775,000 | 15,268,000 | 15,361,000 | 14,707,000 |
| Allowance for loan losses | 203,000 | 209,000 | 297,000 | 299,000 |
| Securities available for sale | 8,018,000 | 7,532,000 | 6,183,000 | 5,845,000 |
| Securities held to maturity | 1,780,000 | 1,674,000 | 1,718,000 | 1,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,905,000 | 25,695,000 | 24,996,000 | 26,405,000 |
| Interest-bearing deposits | 17,437,000 | 18,892,000 | 18,398,000 | 18,678,000 |
| Noninterest-bearing deposits | 6,468,000 | 6,803,000 | 6,598,000 | 7,727,000 |
| Equity capital | 2,248,000 | 2,271,000 | 2,194,000 | 2,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 510,000 | 781,000 | 1,036,000 |
| Interest expense | 68,000 | 136,000 | 198,000 | 257,000 |
| Net interest income | 171,000 | 374,000 | 583,000 | 779,000 |
| Noninterest income | 25,000 | 54,000 | 79,000 | 104,000 |
| Noninterest expense | 241,000 | 463,000 | 656,000 | 875,000 |
| Provision for loan losses | 2,000 | 8,000 | 118,000 | 124,000 |
| Pretax income | -47,000 | -43,000 | -112,000 | -116,000 |
| Income tax | 2,000 | 9,000 | 15,000 | 20,000 |
| Net income | -49,000 | -52,000 | -127,000 | -136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,257,000 | 2,251,000 | 2,178,000 | 2,170,000 |
| Total capital | 2,460,000 | 2,460,000 | 2,370,000 | 2,365,000 |
| Risk-weighted assets | 16,024,000 | 17,514,000 | 17,169,000 | 16,392,000 |