Call reports 2009
DUTTON STATE BANK — 2009
What DUTTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,188,000 | 24,627,000 | 24,340,000 | 26,242,000 |
| Total loans | 11,173,000 | 13,152,000 | 14,722,000 | 13,624,000 |
| Allowance for loan losses | 201,000 | 201,000 | 201,000 | 201,000 |
| Securities available for sale | 6,766,000 | 7,283,000 | 5,763,000 | 7,993,000 |
| Securities held to maturity | 1,980,000 | 1,904,000 | 1,783,000 | 1,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,653,000 | 22,119,000 | 21,578,000 | 23,646,000 |
| Interest-bearing deposits | 16,461,000 | 16,825,000 | 15,562,000 | 16,425,000 |
| Noninterest-bearing deposits | 6,192,000 | 5,294,000 | 6,016,000 | 7,221,000 |
| Equity capital | 2,237,000 | 2,196,000 | 2,176,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 479,000 | 700,000 | 942,000 |
| Interest expense | 86,000 | 172,000 | 253,000 | 327,000 |
| Net interest income | 152,000 | 307,000 | 447,000 | 615,000 |
| Noninterest income | 29,000 | 55,000 | 85,000 | 113,000 |
| Noninterest expense | 205,000 | 404,000 | 597,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -42,000 | -52,000 | -63,000 |
| Income tax | 7,000 | 28,000 | 29,000 | -126,000 |
| Net income | -31,000 | -70,000 | -81,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,212,000 | 2,173,000 | 2,162,000 | 2,306,000 |
| Total capital | 2,376,000 | 2,337,000 | 2,326,000 | 2,507,000 |
| Risk-weighted assets | 14,007,000 | 15,749,000 | 16,632,000 | 16,163,000 |