Call reports 2008
DUTTON STATE BANK — 2008
What DUTTON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,463,000 | 21,454,000 | 22,154,000 | 23,435,000 |
| Total loans | 9,719,000 | 11,449,000 | 11,978,000 | 11,367,000 |
| Allowance for loan losses | 194,000 | 201,000 | 201,000 | 201,000 |
| Securities available for sale | 4,556,000 | 5,313,000 | 4,523,000 | 5,728,000 |
| Securities held to maturity | 1,672,000 | 2,042,000 | 1,865,000 | 1,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,873,000 | 18,868,000 | 19,607,000 | 20,812,000 |
| Interest-bearing deposits | 13,559,000 | 14,113,000 | 13,793,000 | 14,408,000 |
| Noninterest-bearing deposits | 6,314,000 | 4,755,000 | 5,814,000 | 6,404,000 |
| Equity capital | 2,255,000 | 2,260,000 | 2,277,000 | 2,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 599,000 | 876,000 | 1,193,000 |
| Interest expense | 113,000 | 217,000 | 320,000 | 415,000 |
| Net interest income | 223,000 | 382,000 | 556,000 | 778,000 |
| Noninterest income | 26,000 | 55,000 | 81,000 | 107,000 |
| Noninterest expense | 127,000 | 266,000 | 463,000 | 711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 171,000 | 174,000 | 174,000 |
| Income tax | 21,000 | 27,000 | 32,000 | 8,000 |
| Net income | 101,000 | 144,000 | 142,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,238,000 | 2,281,000 | 2,279,000 | 2,304,000 |
| Total capital | 2,389,000 | 2,446,000 | 2,453,000 | 2,470,000 |
| Risk-weighted assets | 11,946,000 | 13,135,000 | 13,888,000 | 13,910,000 |