Call reports 2007
DUTTON STATE BANK — 2007
What DUTTON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,170,000 | 21,069,000 | 20,156,000 | 21,137,000 |
| Total loans | 9,973,000 | 11,082,000 | 11,397,000 | 10,615,000 |
| Allowance for loan losses | 193,000 | 193,000 | 193,000 | 194,000 |
| Securities available for sale | 7,967,000 | 6,805,000 | 5,735,000 | 6,328,000 |
| Securities held to maturity | 1,701,000 | 1,700,000 | 1,459,000 | 1,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,705,000 | 17,813,000 | 17,336,000 | 18,460,000 |
| Interest-bearing deposits | 13,373,000 | 12,915,000 | 12,205,000 | 12,468,000 |
| Noninterest-bearing deposits | 5,332,000 | 4,898,000 | 5,131,000 | 5,992,000 |
| Equity capital | 2,102,000 | 2,172,000 | 2,323,000 | 2,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 685,000 | 1,069,000 | 1,409,000 |
| Interest expense | 112,000 | 226,000 | 342,000 | 456,000 |
| Net interest income | 228,000 | 459,000 | 727,000 | 953,000 |
| Noninterest income | 27,000 | 49,000 | 69,000 | 93,000 |
| Noninterest expense | 133,000 | 253,000 | 368,000 | 533,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 255,000 | 428,000 | 513,000 |
| Income tax | 51,000 | 101,000 | 152,000 | 203,000 |
| Net income | 71,000 | 154,000 | 276,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,108,000 | 2,192,000 | 2,314,000 | 2,348,000 |
| Total capital | 2,252,000 | 2,353,000 | 2,473,000 | 2,504,000 |
| Risk-weighted assets | 11,465,000 | 12,815,000 | 12,650,000 | 12,409,000 |