Call reports 2006
DUTTON STATE BANK — 2006
What DUTTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,593,000 | 20,964,000 | 20,276,000 | 21,534,000 |
| Total loans | 10,338,000 | 11,463,000 | 11,375,000 | 10,507,000 |
| Allowance for loan losses | 193,000 | 193,000 | 193,000 | 192,000 |
| Securities available for sale | 6,962,000 | 6,390,000 | 5,737,000 | 7,082,000 |
| Securities held to maturity | 1,526,000 | 1,603,000 | 1,351,000 | 1,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,405,000 | 18,334,000 | 17,897,000 | 19,007,000 |
| Interest-bearing deposits | 15,429,000 | 14,189,000 | 10,462,000 | 13,428,000 |
| Noninterest-bearing deposits | 4,976,000 | 4,145,000 | 7,435,000 | 5,579,000 |
| Equity capital | 1,917,000 | 2,000,000 | 2,089,000 | 2,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 648,000 | 993,000 | 1,381,000 |
| Interest expense | 104,000 | 209,000 | 317,000 | 428,000 |
| Net interest income | 218,000 | 439,000 | 676,000 | 953,000 |
| Noninterest income | 24,000 | 48,000 | 68,000 | 87,000 |
| Noninterest expense | 132,000 | 241,000 | 393,000 | 508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 246,000 | 351,000 | 532,000 |
| Income tax | 66,000 | 105,000 | 155,000 | 206,000 |
| Net income | 44,000 | 141,000 | 196,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,966,000 | 2,063,000 | 2,118,000 | 2,248,000 |
| Total capital | 2,119,000 | 2,225,000 | 2,273,000 | 2,401,000 |
| Risk-weighted assets | 12,202,000 | 12,938,000 | 12,348,000 | 12,204,000 |