Call reports 2004
DUTTON STATE BANK — 2004
What DUTTON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,417,000 | 20,910,000 | 20,802,000 | 21,451,000 |
| Total loans | 9,772,000 | 11,084,000 | 12,188,000 | 10,797,000 |
| Allowance for loan losses | 169,000 | 168,000 | 168,000 | 168,000 |
| Securities available for sale | 7,370,000 | 6,662,000 | 5,756,000 | 6,875,000 |
| Securities held to maturity | 1,394,000 | 1,727,000 | 1,607,000 | 1,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,258,000 | 17,981,000 | 17,805,000 | 19,280,000 |
| Interest-bearing deposits | 14,406,000 | 13,947,000 | 14,159,000 | 14,579,000 |
| Noninterest-bearing deposits | 3,852,000 | 4,034,000 | 3,646,000 | 4,701,000 |
| Equity capital | 1,888,000 | 1,848,000 | 1,947,000 | 1,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 468,000 | 729,000 | 990,000 |
| Interest expense | 75,000 | 147,000 | 225,000 | 306,000 |
| Net interest income | 162,000 | 321,000 | 504,000 | 684,000 |
| Noninterest income | 26,000 | 54,000 | 84,000 | 115,000 |
| Noninterest expense | 124,000 | 234,000 | 342,000 | 463,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 39,000 | 116,000 | 221,000 | 311,000 |
| Income tax | 17,000 | 39,000 | 62,000 | 93,000 |
| Net income | 22,000 | 77,000 | 162,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,791,000 | 1,845,000 | 1,930,000 | 1,991,000 |
| Total capital | 1,936,000 | 2,004,000 | 2,095,000 | 2,149,000 |
| Risk-weighted assets | 11,561,000 | 12,737,000 | 13,203,000 | 12,622,000 |