Call reports 2003
DUTTON STATE BANK — 2003
What DUTTON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,049,000 | 19,248,000 | 20,088,000 | 20,839,000 |
| Total loans | 9,394,000 | 10,186,000 | 11,047,000 | 9,840,000 |
| Allowance for loan losses | 145,000 | 145,000 | 145,000 | 144,000 |
| Securities available for sale | 5,845,000 | 5,002,000 | 5,260,000 | 6,685,000 |
| Securities held to maturity | 1,735,000 | 1,493,000 | 1,508,000 | 1,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,842,000 | 16,961,000 | 17,764,000 | 18,534,000 |
| Interest-bearing deposits | 13,863,000 | 13,932,000 | 14,118,000 | 14,252,000 |
| Noninterest-bearing deposits | 2,979,000 | 3,029,000 | 3,646,000 | 4,282,000 |
| Equity capital | 1,904,000 | 1,983,000 | 2,047,000 | 2,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 481,000 | 729,000 | 973,000 |
| Interest expense | 90,000 | 180,000 | 262,000 | 343,000 |
| Net interest income | 149,000 | 301,000 | 467,000 | 630,000 |
| Noninterest income | 27,000 | 58,000 | 90,000 | 117,000 |
| Noninterest expense | 127,000 | 229,000 | 339,000 | 472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 130,000 | 218,000 | 275,000 |
| Income tax | 2,000 | 10,000 | 6,000 | 65,000 |
| Net income | 47,000 | 120,000 | 212,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,786,000 | 1,863,000 | 1,951,000 | 1,948,000 |
| Total capital | 1,913,000 | 2,000,000 | 2,096,000 | 2,092,000 |
| Risk-weighted assets | 10,149,000 | 10,929,000 | 11,790,000 | 11,531,000 |